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NOV. 2016

The Connection Between Healthcare Coverage & Your Child’s Education

According to a recent study by Harvard University, there is evidence that the prevention-focused policy initiatives that improve access to immunizations and targeting of key resources to Asian, Hispanic, and African-American communities are helping improve student-school engagement. The study credits the expansion of Medicaid and the CHIP programs for an increase in the rates of high-school and college completion among lower-income families.

What Does this Mean?

Children in families with health insurance coverage are more likely to succeed! Get healthcare coverage for your family now! Check out this information on free healthcare coverage (Medicaid & CHIP) and low-cost plans available in The Market-place.

Source: “The Effect of Child Health Insurance Access on Schooling: Evidence from Public Insurance Expansions.”

Medicaid and the Children’s Health Insurance Program (CHIP)

Medicaid and CHIP provide free or low-cost coverage to millions of people and families with limited income, disabilities, and some other situations.

· Many states are expanding Medicaid to cover all households below certain incomes. See if your state is expanding and if your income is in range to qualify.

Your children may qualify for CHIP even if you don’t qualify for Medicaid.

The Marketplace & Important Deadlines!

Affordable Healthcare Act benefits are primarily for people who don’t have health insurance through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source of qualifying coverage. Most people must have qualifying health coverage or pay a penalty.

  • If you have job-based insurance: You can buy a Marketplace plan, but you’ll pay full price unless your job-based insurance doesn’t meet certain standards. Most job-based plans do.
  • November 1, 2016: Open Enrollment started — first day to enroll, re-enroll, or change a 2017 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2017.
  • December 15, 2016: Last day to enroll in or change plans for coverage to start January 1, 2017.
  • January 1, 2017: 2017 coverage starts for those who enroll or change plans by December 15.
  • January 31, 2017: Last day to enroll in or change a 2017 health plan. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.

Source: Healthcare.Gov

It’s Income Tax Prep Season!

Need help filing your personal income tax return for 2016? Can’t afford expensive tax-prep services? Why pay, when families with an adjusted-gross- income of $55,000.00 or less may be eligible for FREE tax-prep services! Don’t wait---start gathering your tax records now. These services offer the same or similar rapid-return options offered by costly tax-prep services. The City of Philadelphia and Campaign for Working Families have partnered to provide a list of local online tax-prep sites with information for families. Follow the link for more information about tax-prep sites in your community.

City of Philadelphia Tax-Prep Services

The Office of the Social Worker is pleased to offer assistance to the Girard community. If you need help with health insurance coverage, tax-prep, or any problem, contact the social worker, Kathy Jrateh at (215) 787-2628.

Katherine V. Jrateh, MSS, ABD
Social Worker


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